Finance

One works with Alquity Investment Management to support microfinance projects in Africa, helping to build more self-sufficient communities through the following services:

Micro loan services – Not a ‘hand out’ but a loan that is paid back over a fixed term and a fixed rate of interest. Micro loans enable small business owners to invest in their businesses and increase their potential income.

Micro savings services - Using mobile banks to ensure that accounts are secure and accessible where people live and work. Millions of people in developing countries can’t open deposit accounts at commercial banks, either because they can’t prove their identity or because banks won’t accept their small deposits. Micro savings services enable people to save part of their income, providing security for themselves and their families.

Micro insurance services – Without insurance, low-income households often use their savings to meet unexpected costs like sickness and natural disaster. In Africa, the cost of a funeral is approximately three months of disposable income. Micro insurance protects people against a number of risks, from death to unfavourable weather conditions which can destroy crops and livestock.

Business training programmes – Educating people to make wise financial decisions and equipping them with the skills needed to succeed in their businesses, such as budgeting and book-keeping.

If you are interested in learning more about Alquity Investment Management or the Alquity Africa Fund, please contact your financial advisor or visit www.alquity.com.

Nothing in this website constitutes advice and interested parties should seek advice from an independent advisor.